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Smart Financing: Benefits of Taking a Loan Against Life Insurance



Obtain a loan against your life insurance policy’s cash value. This type of loan allows policyholders to borrow funds while using the policy as collateral. Interest rates are typically lower than other types of loans. Repayment terms are flexible, and unpaid loan amounts may reduce the death benefit. Before opting for a loan on life insurance, carefully review the terms and implications with your insurer.

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